Sr AML Specialist - Finland
# Sr AML Specialist - Finland **Wamo** · 00180 Helsinki · `On-site` 🕒 **Статус:** *Опубликовано: 10 дней назад* · *Источник: Indeed* --- ### About the Role About the role We are looking for a Senior AML Specialist to join our Compliance team in Finland and help strengthen wamo’s AML/CFT capabilities. Reporting to the Chief Compliance Officer, you’ll play a hands-on role across the AML lifecycle - from digital customer onboarding and risk assessment through transaction monitoring, investigations, suspicious transaction reporting and sanctions screening. This is not a purely policy-focused role. You’ll work directly with cases, systems and controls while also helping us continuously improve how our AML framework operates in practice. You’ll contribute to our AML/CFT risk assessment, monitoring controls, policies and regulatory readiness, working closely with the CCO and teams across the business. We’re looking for someone who combines strong AML judgement with a practical, analytical mindset and is comfortable operating in a fast-moving digital financial environment. What you'll do - Review and risk-assess customers onboarded through fully digital channels, including CRA, CDD, EDD, identity verification, PEP assessments and high-risk jurisdiction considerations - Investigate and resolve transaction monitoring alerts across payments and transfers, identifying unusual or potentially suspicious activity - Contribute to the review, calibration and improvement of transaction monitoring rules and controls, including reducing false positives without compromising detection effectiveness - Investigate suspicious activity and prepare and submit suspicious transaction reports to the Finnish Financial Intelligence Unit (FIU) in line with internal procedures - Support the CCO in maintaining and updating the company’s AML/CFT risk assessment - Maintain clear, accurate and defensible case files, including CDD evidence, investigation findings, risk rationale, monitoring decisions and escalation records - Oversee day-to-day sanctions and PEP screening activities and investigate or escalate potential matches - Work closely with relevant teams on cases where AML and fraud risks overlap, including mule accounts, account takeover and other suspicious payment activity - Support the CCO with FIN-FSA interactions, regulatory information requests, inspections and related remediation activities - Support internal and external audits relating to AML/CFT - Contribute to the development and continuous improvement of AML/CFT policies, procedures and controls - Support the development and delivery of AML/CFT training and awareness across the business - Keep up to date with relevant Finnish and EU AML/CFT regulatory developments and support their implementation within the business What we're looking for - 5+ years of hands-on AML/CFT experience within banking, payments, e-money or another regulated financial-services environment - Strong practical experience with CDD and EDD, including higher-risk customers, PEPs and complex customer cases - Experience with digital or remote customer onboarding and the associated AML/CFT risks - Hands-on experience investigating transaction monitoring alerts and identifying unusual or suspicious activity - Experience working with transaction monitoring systems, including contributing to rule review, tuning or optimisation - Experience investigating suspicious activity and preparing SARs/STRs or equivalent regulatory reports - Practical experience with sanctions and PEP screening, including investigation and escalation of potential matches - Experience supporting or contributing to an AML/CFT risk assessment - Experience investigating cases where AML and fraud risks overlap - Strong understanding of the risk-based approach to AML/CFT and relevant Finnish and EU AML/CFT requirements - Strong analytical and investigative skills, with the ability to make sound risk-based decisions - Ability to clearly document investigations, decisions and risk rationale - Fluent Finnish and English Nice to have - Experience working within a fintech, payments or e-money institution - Experience working specifically with the Finnish AML/CFT regulatory framework - Previous exposure to FIN-FSA or another EU financial regulator, including inspections, audits, remediation or information requests - CAMS/ACAMS, ICA or equivalent AML qualification - Swedish language skills
Наблюдалась 2026-10-10, впервые 2026-09-29, источник — Indeed.