Senior Underwriter – Financial Lines & Cyber (AVP)

WHO WE ARE: Relm is a specialty insurer built for businesses shaping the future. We work with companies operating across digital assets and Web3, AI, space, fintech, biotech and other emerging industries where traditional insurance markets can struggle to keep pace. With teams across London, New York, Dubai, Miami and Bermuda, we combine specialist underwriting expertise with curiosity, creativity and a willingness to understand risks others may not.

At Relm, we're redefining what specialty insurance can look like. We focus on complex, emerging and evolving risks, supporting businesses operating in some of the world's most innovative industries.

We're looking for a commercially minded Senior Underwriter to join our Bermuda team at Assistant Vice President (AVP) level . This is an opportunity to take ownership of complex risks, build meaningful broker relationships and play a key role in the continued growth and development of our Financial Lines and Cyber portfolio.

You'll combine hands-on underwriting with the opportunity to influence underwriting strategy, contribute to product development and support the next generation of underwriting talent.

If you thrive in an entrepreneurial environment, enjoy finding solutions to challenging risks and want your ideas to make a difference, we'd love to hear from you.

WHAT YOU'LL DO:

Underwriting & Portfolio Development

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Independently evaluate, price, negotiate and underwrite complex Financial Lines and Cyber risks, making commercially sound decisions within established underwriting authority.

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Contribute to the development and execution of underwriting strategies that drive profitable growth, portfolio diversification and long-term performance.

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Monitor portfolio trends, emerging exposures and underwriting results, using data and market insights to identify opportunities and manage risk.

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Support the development of innovative insurance solutions for emerging industries and evolving risk landscapes.

Broker Relationships & Business Development

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Build and strengthen relationships with brokers, clients and key market partners, positioning Relm as a trusted and responsive underwriting partner.

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Identify and pursue new business opportunities while maintaining a strong focus on retention, portfolio quality and sustainable growth.

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Represent Relm in broker meetings, industry events and relevant market forums, helping to strengthen our presence in Bermuda and internationally.

Leadership & Collaboration

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Provide guidance, coaching and technical support to junior underwriters and underwriting support colleagues, contributing to a collaborative, high-performing team.

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Partner with senior underwriting leadership to shape portfolio priorities and contribute to business planning and performance discussions.

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Work closely with colleagues across Product, Claims, Legal, Compliance and Risk to deliver effective underwriting solutions.

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Contribute ideas that improve underwriting processes, operational efficiency and the use of technology and data.

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Maintain strong underwriting discipline, documentation standards and regulatory compliance.

WHAT YOU'LL BRING:

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7+ years of relevant underwriting experience , ideally within Financial Lines, Cyber or related specialty insurance classes.

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A strong technical understanding of underwriting principles, policy wordings, pricing, risk assessment and portfolio management.

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A proven ability to evaluate and negotiate complex risks, balancing commercial opportunities with disciplined underwriting decisions.

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Established broker relationships and the confidence to develop new business opportunities and build long-term market partnerships.

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Strong commercial judgement, analytical skills and the ability to make sound, independent underwriting decisions.

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Excellent communication and relationship-building skills, with the ability to engage confidently with brokers, clients and internal stakeholders.

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Experience mentoring or supporting junior colleagues, with an interest in contributing to team development.

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A proactive, adaptable and solutions-focused mindset, with a genuine interest in emerging risks and evolving insurance markets.

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A bachelor's degree or equivalent professional experience. Insurance qualifications such as CPCU, ACII, AU or RPLU are advantageous.

WHY RELM?

At Relm, we're building a different kind of specialty insurer — one that embraces innovation, challenges traditional thinking and empowers talented people to make an impact.

Our Bermuda team plays a central role in our global business, providing the opportunity to collaborate with colleagues across international markets and work on risks that are shaping the future of insurance.

WHAT WE OFFER:

• Full Payroll Tax & Social Insurance Coverage: The company covers 100% of your payroll tax and social insurance, ensuring your financial security and peace of mind.
• Comprehensive Insurance Plans: We provide 100% coverage for your health, dental, and life insurance, keeping you and your loved ones well protected.
• Generous Pension Contributions: The company contributes 5% of your pensionable earnings, helping you plan and secure your financial future.
• Paid Time Off (PTO): You will accrue 28 days of Paid Time Off (PTO), giving you the flexibility to take vacation, sick leave, or personal time.
• Professional Development Opportunities: We invest in your career with training, development programs, and mentorship to help you grow and achieve your professional goals.
• Travel Benefits: Enjoy travel perks such as commuting and parking benefits to make your daily commute easier and more convenient.
• Wellness Benefits: Stay healthy and active with wellness perks , including gym memberships and access to exercise classes, designed to support your well-being.
• Your Voice Matters : Work in an environment where your ideas and opinions are not just heard but valued and crucial to our team’s success.
• Endless Growth Opportunities: Benefit from a multitude of career growth opportunities, ensuring you have the resources and support to advance within the company.
• Flexible & Family-Friendly Work Environment: Embrace a hybrid approach to work that provides flexibility and supports a balanced, family-friendly life style.

At Relm, you won’t just join a company - you’ll be part of a team that’s shaping the future. If you’re ready to make an impact, we’d love to hear from you.

WHY YOU’LL LOVE WORKING WITH US: Relm is a team of innovators redefining what’s possible in insurance. You’ll work in an environment that encourages curiosity, ownership and new ideas, with the opportunity to help shape products, markets and ways of working rather than simply inherit them. We invest in our people and give them the support, tools and development they need to do their best work and continue growing with the business.