Senior Product Owner (Enterprise Data lead)

Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.

About the business area

GBS is a group of highly skilled and talented professionals who form an essential part of ADCB's continued journey of success. With a proud history of commitment, innovation and delivery, GBS constantly strives for excellence whilst ensuring the highest standards of quality and risk awareness. Each and every member of the GBS family plays an integral role in driving ADCB's strategy, growth and digital evolution by working closely with our valued business partners to achieve exceptional customer experience through our outstanding service and support.

We are actively seeking an ambitious professional to join our Group Business Service team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

In this role, your key responsibilities include:

Solution Architecture – Daily Banking Modules

• Own the end-to-end solution architecture for daily banking modules, including customer onboarding, CASA, term deposits, payments and transfers, standing instructions, cheques, fees and charges, interest, limits, statements and accounting.
• Produce high-level and detailed solution designs, architecture decision records and target-state blueprints, and secure approval through the Bank’s architecture governance forums.
• Ensure designs maximise use of the core banking product’s standard capability and minimise customisation and technical debt.

Business Requirements, Fit-Gap and Product Configuration

• Lead fit-gap analysis of business, product and regulatory requirements against the core banking platform, and define solution options for each gap.
• Ensure end-to-end processes across channels, branches, back office and operations are designed consistently and with the required controls.

Data Architecture and Data Management

• Define the core banking data architecture, covering customer, account, product, transaction, reference and general ledger data, and its alignment with the Bank’s enterprise data model.
• Design data flows from the core platform to the data warehouse, data lake, finance, risk, AML and regulatory reporting systems, including CBUAE reporting requirements.
• Establish data quality, data ownership, lineage, retention, privacy and data classification controls in line with the Bank’s data governance standards and UAE data protection requirements.

Data Migration and Reconciliation

• Define the data migration architecture and strategy from legacy systems, including data mapping, transformation rules, cleansing, extraction and load approach.
• Oversee mock migrations and dress rehearsals, and ensure financial, balance and record-level reconciliation is complete, auditable and signed off by business owners.
• Identify data risks and dependencies early, and drive remediation of data quality issues with business and technology teams.

Integration, APIs and Non-Functional Design

• Design integration between the core banking platform and surrounding systems, including digital and branch channels, payment systems (UAEFTS, IPP/Aani, SWIFT), cards, CRM, AML, AECB and the enterprise service bus.
• Define API, event-streaming and batch patterns, and ensure end-of-day, intraday and real-time processing meet performance, availability and scalability requirements.
• Ensure solution designs meet security, resilience, audit and regulatory requirements in coordination with Infrastructure, Information Security and Risk teams.

Testing, Cutover and Go-Live Assurance

• Support test strategy and test scenario design for functional, end-to-end, data migration and non-functional testing, and resolve solution defects with vendors.
• Provide design assurance for migration rehearsals, cutover plans and go-live readiness, including rollback and contingency arrangements.
• Provide an evidence-based solution readiness assessment for go-live approval and support hypercare and handover to production support.

Policies, Processes, Systems and Procedures

• Adhere to all relevant organisational and departmental policies, processes, standard operating procedures and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders.

Self-Management

• Manage self in line with the Bank’s people management policies, procedures, processes and practices to ensure adherence and to maximise own contribution to business performance.

Customer Service

• Demonstrate Our Promise and apply the ADCB Service Standards to deliver the Bank’s required levels of service in all internal and external customer interactions.

The ideal candidate should have the following experience:

Minimum Experience

• At least 12 years of experience in banking technology, including a minimum of 6 years as a solution architect on core banking implementations or transformation programmes, with deep knowledge of daily banking modules such as customer, CASA, term deposits, payments, fees, interest and accounting.
• Proven experience designing core banking data architecture and leading data migration from legacy platforms, with strong exposure to multi-vendor delivery, end-to-end testing, cutover and production readiness.

Minimum Qualifications

• Bachelor’s Degree in Computer Science, Information Technology, Engineering or a related discipline.
• A Master’s Degree is advantageous.

Professional Qualifications

• Relevant certifications in enterprise architecture (TOGAF or equivalent), core banking products (Temenos, Oracle FLEXCUBE, Finacle or Thought Machine), data management (DAMA CDMP or equivalent), cloud architecture (Microsoft Azure, AWS or Oracle Cloud) or project/programme management are preferred.

Knowledge and Skills

• Core banking functional and technical architecture, with strong knowledge of daily banking modules, product parameterisation and accounting
• Retail and corporate banking processes, including account opening, deposits, payments, charges, interest accrual, end-of-day processing and general ledger
• Data architecture and data modelling, including customer and account master data, reference data, data warehousing, data lakes and regulatory reporting
• Data migration methods, data quality management, reconciliation and data governance practices
• Integration architecture, including REST APIs, event streaming (for example Kafka), ESB/middleware, batch interfaces and UAE payment systems
• Non-functional design, including performance, availability, security, resilience and cloud-native or containerised deployment of banking platforms
• Core transformation delivery, vendor governance, risk management, executive communication and stakeholder influencing

What we offer:

• Competitive Salary: Additional to this, all employees are eligible to participate in one of our rewarding variable pay plans.
• Comprehensive Benefits Package : This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).
• Flexible and Remote Working Options : We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.
• Learning and Development Opportunities : We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.