MLRO (UK)

About the Company

Our client is a UK-based , global, multi-channel payment gateway and full-service Payment Service Provider offeringlocal e-payment solutions for International Customer Not-Present businesses.

About the Role

We are looking for a hands-on MLRO to own the company's compliance framework and run it day-to-day. As a Money Laundering Reporting Officer (MLRO) , you will be responsible for the company's anti-money laundering framework and its relationship with the regulator. Alongside this, you will do much of the day-to-day compliance work yourself, including due diligence, screening review and transaction monitoring.

You will report to senior management and work as part of a small compliance team. You will also work closely with the company's account managers, Finance and IT colleagues.

Responsibilities:

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Act as the company's MLRO / nominated officer , taking ownership of the AML and counter-terrorist financing framework;

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Carry out KYC, customer due diligence and risk assessments for corporate clients, including higher-risk relationships;

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Review PEP, sanctions and adverse media screening results , making decisions on escalated cases;

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Perform transaction monitoring , investigate unusual activity and submit suspicious activity reports (SARs) to the National Crime Agency where required;

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Draft, review and maintain compliance policies, procedures and controls in line with UK AML and FCA regulatory requirements;

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Conduct and maintain the business-wide risk assessment and ensure ongoing regulatory compliance;

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Manage communication with regulators , support external audits and regulatory reviews, and track remediation actions;

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Prepare compliance reports and management information for senior management and the board;

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Work closely with Account Management, Finance and IT teams on client onboarding, compliance systems and operational matters;

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Provide compliance guidance and training to colleagues and respond to internal compliance queries.

Requirements:

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Solid hands-on experience in compliance , preferably at least three years in financial services, payments or fintech;

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Practical experience of KYC / customer due diligence and AML procedures , including transaction monitoring and screening;

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Working knowledge of UK AML requirements and the FCA regulatory environment ;

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Experience drafting policies and procedures ;

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Experience of dealing with regulators, audits or regulatory reviews , or readiness to take this on;

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Ability to work independently, take ownership of the compliance function and work closely with other teams;

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Analytical and logical thinking with strong attention to detail;

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Clear, professional communication and presentation skills;

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Good organisational skills;

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Fluent English and Russian (written and spoken) .

⭐ Nice to Have:

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Prior experience in e-commerce and electronic payments (a significant advantage);

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Previous experience as an MLRO or Deputy MLRO ;

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A recognised AML or compliance qualification;

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Proficiency in MS Office applications.

Key Competencies:

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Strong ownership and independent decision-making;

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Analytical thinking and attention to detail;

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Strong regulatory awareness and risk management mindset;

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Clear communication and stakeholder management skills;

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Strong organisational and prioritisation skills;

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Proactive and hands-on approach to compliance.

The Employer offers:

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The chance to build and shape the compliance function of a fast-moving payments business;

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A varied, hands-on position combining MLRO responsibilities with day-to-day compliance work ;

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An international, friendly environment, working with colleagues in Europe and around the world.

If you have strong hands-on compliance experience, understand the UK regulatory environment and are ready to take ownership of the MLRO function within an international payments business, this role is a strong next step.

Originally posted on Himalayas