Loan Processor

Loan Processing

• Discuss loan charges and deductions with clients, including monthly amortizations, applicable penalties, net loan proceeds, and documentary requirements prior to the release of loan proceeds.
• Ensure that borrowers, co-borrowers, and co-makers have submitted all required documents before loan release.
• Review and validate submitted loan documents to ensure their completeness, accuracy, and authenticity.
• Coordinate and facilitate the preparation and signing of legal documents, such as Promissory Notes (PN), Disclosure Statements (DS), Chattel Mortgages (CHM), Dacion en Pago documents, Voluntary Surrender documents for collateral, and Deeds of Assignment, when applicable.
• Assist clients in opening current accounts when necessary for loan transactions.
• Verify bank-issued checks to ensure accuracy and proper handling of transactions.

Treasury Assistance

• Receive and acknowledge payments and remittances from borrowers and collection personnel, including cash, checks, and direct bank deposits.
• Issue provisional receipts to collection personnel for all payments and remittances received.
• Monitor issued provisional receipts and ensure the proper recording, safekeeping, and transmittal of provisional receipt booklets.
• Deposit collected payments and remittances into the company's designated bank accounts.
• Forward vouchers for released checks and post-dated checks (PDCs) to the Head Office for proper documentation and processing.
• Accurately record and post received payments, remittances, and restructured accounts in the company's system.
• Maintain organized and updated records of all treasury-related transactions.

Job Specifications

• Graduate of any four-year course, preferably in Business Administration, Finance, Accounting, or other related fields.
• Good customer service, interpersonal, and communication skills.
• Strong attention to detail and ability to handle documents and financial transactions accurately.
• Demonstrates responsibility, accountability, honesty, and integrity in performing assigned duties.
• Computer-literate and proficient in basic office applications.
• Willing to travel and be assigned to different branches based on operational requirements.

Pay: Php18,000.00 - Php20,000.00 per month

Benefits:

• Company Christmas gift
• Company events
• Life insurance
• Opportunities for promotion
• Paid training
• Pay raise
• Promotion to permanent employee

Work Location: In person