Finance Manager

Location: Makati City, Philippines Work Setup: Hybrid Employment Type: Full-time Reports to: Chief Executive Officer

About OneLot

OneLot is a fintech company helping used-car dealers grow their businesses through inventory financing and technology.

As we continue to scale, we are looking for a Finance Manager to take ownership of our finance function and strengthen the systems, controls, and processes that support the business.

This is a hands-on role covering financial reporting, lending finance, treasury, compliance, and finance operations. You will work closely with leadership and external partners while building a finance function that can support a growing lending business.

What You’ll Do

As Finance Manager, you will own the day-to-day reliability and integrity of the company's finance function.

You will:

• Own financial and management reporting , ensuring reports are accurate, timely, complete, and reconciled to the underlying books and operational systems.
• Manage lending finance and accounting , including loan book accounting, interest income and EIR treatment, provisions, LMS-to-books reconciliation, lending-related taxes, dealer payouts and incentives, repossession-related accounting, and applicable financing company regulatory reporting.
• Manage treasury and finance operations , including payments, loan disbursements, cash flow forecasting, funding requirements, bank coordination, approvals, and supporting documentation.
• Oversee accounting, tax, and statutory compliance through external accounting and tax partners, ensuring filings, payments, financial statements, and regulatory requirements are accurate and completed on time.
• Coordinate audits and compliance requirements across the company's entities.
• Build and improve finance processes, controls, and systems , strengthening reconciliations, workflows, reporting, and financial governance as the business scales.

What We’re Looking For

We are looking for someone with strong finance fundamentals and practical experience working in a lending or financial-services environment.

You should have:

• A Bachelor's degree in Accounting, Finance, or a related field, with a CPA qualification required .
• At least 6 years of relevant finance and accounting experience .
• Strong experience in lending, financing, fintech, banking, or financial services is preferred.
• Practical knowledge of loan accounting, interest recognition and EIR, provisions, reconciliations, and lending-related tax and regulatory requirements .
• Hands-on experience in financial reporting, treasury, cash flow management, payments, disbursements, reconciliations, and financial controls .
• Strong understanding of Philippine accounting, tax, statutory, and regulatory requirements .
• Experience working with external accountants, tax advisers, and auditors, with the ability to review and take ownership of their outputs.
• Strong analytical skills and proficiency in financial systems, reporting tools, and spreadsheets.
• Strong ownership and judgment, with the ability to work independently in a lean and fast-moving environment.

Pay: Php75,000.00 - Php90,000.00 per month

Work Location: Hybrid remote in Makati