Collector I

Overview

As a Collector I at United Community Bank, you will be responsible for employing letter, phone, and email contact with customers to schedule repayments and collect past due payments for assigned loans. This entry-level position focuses on minimizing delays and problems while mitigating collection and legal expenses.

Position is available in Knoxville, TN and Blairsville, GA.

What You’ll Do

• Customer Communication : Engage with customers via letters, phone calls, and emails to schedule repayments.
• Loan Collection : Ensure the collection of all assigned consumer loans, meticulously documenting all efforts in the SHAW Collection System.
• Support Commercial Loans : Assist in the collection of commercial loans as needed.
• Documentation : Thoroughly document all customer interactions and update customer information in Navigator.
• Repossession Assistance: Obtain necessary paperwork prior to repossession and assist in the repossession process when needed.
• Account Research : Investigate customer accounts for payment corrections, late fees, and misapplied payments.
• Policy Adherence: Follow all United Community Bank policies and procedures with the utmost integrity.
• Training and Compliance : Attend required training on loan policies, departmental procedures, and relevant laws and regulations.

Requirements For Success

• Strong time management and organizational skills.
• Understanding of applicable bank policies and procedures related to the collection process.
• Basic knowledge of SHAW, Navigator, and UCBI internal banking systems (training provided if necessary).
• Excellent computer skills, including Microsoft Excel, Word, and email.
• Ability to multi-task and work independently.
• Detail-oriented with good verbal and written communication skills.
• Effective negotiation and interpersonal skills.
• Ability to meet performance goals under pressure.
• Problem-solving and decision-making abilities.
• Successful completion of in-house collection training and mentoring programs.

Preferred Skills:

• Experience in the financial services or banking industry.
• Familiarity with relevant laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Electronic Fund Transfer Act, Equal Credit Opportunity Act, and Dodd-Frank Act.

Conditions of Employment

FLSA Status:

• Non-exempt

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $32,146.00 - USD $38,657.00 /Yr.