Assistant Vice President EMEA Credit Risk - Mandarin Speaking

Credit Approval & Management Centre (EMEA) functions as an extension of Head Office credit approval and management functions across EMEA. It handles risk assessment and credit approval for corporate and FI banking loans originated by regional branches exceeding their delegated authority, as well as monitoring asset quality and providing independent credit risk oversight across EMEA branches and entities. This supports consistent implementation of Group policies and promotes sustainable business development within the Group’s risk appetite. As an Assistant Vice President EMEA Credit Risk - Mandarin Speaking, you will be responsible for independently delivering core credit management activities, including monitoring of asset quality, conducting on-site and off-site inspections, and ensuring consistent application of the Bank of China (BOC) Group’s credit risk criteria. You will support sound, forward-looking credit risk management across the EMEA region in compliance with BOC Group’s policies and local regulatory requirements. This is a full time permanent position.

Key responsibilities

- Monitor asset quality and credit risk trends across EMEA branches and entities; maintain portfolio, watchlist and non-performing asset analysis and identify deterioration, concentrations and emerging risks - Prepare periodic and ad hoc reports on asset quality and material credit risk issues for Centre and Head Office; escalate significant issues promptly - Perform and coordinate on-site and off-site reviews covering unified credit exposure and credit limit management, credit risk mitigation and collateral, counterparty credit risk, country risk, ESG-related credit risk, and non-performing asset workout and disposal - Research regional industries and contribute to differentiated sector policies, risk parameters, monitoring indicators and portfolio guidance - Take ownership of assigned regional credit management workstreams and coordinate deliverables across EMEA entities - Provide support and guidance to junior members of the team and colleagues as required

Requirements

- Degree educated in Finance, Business, Economics, Accounting, Law, or other relevant subject - Relevant professional qualification (e.g. CFA, FRM, ACIB, ACCA) is a plus - Experience in credit risk management, credit due diligence, trade financing, FI financing and/or corporate banking is preferred - Familiarity with banking products and risks associated with them is preferred - Knowledge of non-performing asset management, restructuring, workout and disposal would be an advantage - Excellent English and Mandarin communication skills, with the ability to explain complex credit risk matters to senior stakeholders - Able to work effectively across multiple EMEA entities and with different stakeholders - Team player - Attention to detail - Highly organised

Having a presence in the UK for more than 90 years, Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries, and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.